The GFA Difference
Certified Financial Planner®
The Certified Financial Planner® designation is the most widely recognized financial planning designation in Canada and worldwide. The value of this designation is extensive, but most importantly provides assurance to Canadians that the design of their financial future rests with a professional who will put their clients’ interests ahead of their own.
Both Rick and Jessica both hold The Certified Financial Planner® designation and are in good standing.
PROFESSIONALS:
Rick and Jessica stay abreast of market conditions, legislative changes, portfolio manager changes and company strengths. They read the newspapers daily, attend seminars and conferences to be up to date on products. They review and compare funds by an independent source.
BROKERS:
The Gerald Flaherty Agency is not tied to one company. This allows us to constantly search the market place for the best products available. Our allegiance is to our clients.
First Appointment
A first appointment is intended to allow a potential client to get a "feel" for our office and investment style. It can be as basic as coming in our office and meeting us. Or if you would prefer, we can set up a formal and thorough review.
For a thorough review, we ask potential clients to bring the following:
- last year's taxes
- last year's Notice of Assessment
- a copy of your current investment holdings
- a copy of your insurance policies
- information on any debt (including mortgage) or assets
- a list of any questions
After the appointment if we feel that working together would be a good fit for both parties*, we would send a letter that reviews the appointment and outline a proposal of any changes we would recommend. If you choose to work with the Gerald Flaherty Agency, a follow up appointment would be made to enact the recommended changes.
*Because of the high level of service we provide our clients, we are limited in the number of new clients we can accept. We will let you know either during the meeting or in a follow up letter from our office. Our decision is based on a combination of issues including personality, needs, compatible investment philosophies and assets.