A first appointment is intended to allow a potential client to
get a "feel" for our office and investment style. It
can be as basic as coming in our office and meeting our staff
or attending a seminar. Or if you would prefer, we can set up
a formal and thorough review.
For a thorough review, we ask potential clients to bring the
- last year's taxes
- last year's Notice of Assessment
- a copy of your current investment holdings
- a copy of your insurance policies
- information on any debt (including mortgage) or assets
- a list of any questions
After the appointment if we feel that working together would
be a good fit for both parties*, we would send a letter that reviews
the appointment and outline a proposal of any changes we would
recommend. If you choose to work with the Gerald Flaherty Agency,
a follow up appointment would be made to enact the recommended
*Because of the high level of service we provide our clients,
we are limited in the number of new clients we can accept. We
will let you know either during the meeting or in a follow up
letter from our office. Our decision is based on a combination
of issues including personality, needs, compatible investment
philosophies and assets.
There are no fees or charges to call our office or for an
appointment. The Gerald Flaherty Agency strongly encourages
contact by the client whenever they have a question.
There are no silly questions and we believe a well-educated
client feels better about their investments if they understand
why Rick and Jessica make their recommendations.
Rick and Jessica stay abreast of market conditions, legislative
changes, portfolio manager changes and company strengths. They
read the newspapers daily, attend seminars and conferences to
be up to date on products. Monthly, they review and compare
funds by an independent source. Rick and Jessica will contact
you if they believe any changes or adjustments need to be made
to your portfolio.
We send statements directly from our office (this is in addition
to the statements sent out directly from the companies). The
statements are always on mint green paper and are reviewed before
they are sent out..